Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$331,172$331,172$359,550
Remaining term (yrs)27.027.030.0
Secondary amount$0$28,378$0
Funding fee$0$0$0
Note rate7.070%7.070%7.400%
Blended rate7.620%7.729%7.640%
1st payment$2,290.63$2,290.63$2,489.45
2nd payment$0.00$212.84$0.00
Taxes / mo$73.25$73.25$73.25
Insurance / mo$150.00$150.00$150.00
MI / mo$156.70$156.70$71.91
HOA / mo$0.00$0.00$0.00
Total monthly$2,670.58$2,883.41$2,784.61
Cash to close$68,328$39,950$39,950