Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$96,779	$96,779	$170,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$74,131	$0
Funding fee	$0	$0	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	3.590%	5.937%	7.640%
1st payment	$452.30	$452.30	$1,183.35
2nd payment	$0.00	$555.98	$0.00
Taxes / mo	$42.42	$42.42	$42.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$78.58	$78.58	$34.18
HOA / mo	$245.00	$245.00	$245.00
Total monthly	$968.30	$1,524.28	$1,654.94
Cash to close	$93,121	$18,990	$18,990