Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,320	$187,320	$351,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$163,680	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	6.410%	7.640%
1st payment	$991.59	$991.59	$2,430.25
2nd payment	$0.00	$1,091.20	$0.00
Taxes / mo	$116.00	$116.00	$116.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.15	$144.15	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,401.74	$2,492.94	$2,766.45
Cash to close	$202,680	$39,000	$39,000