Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,215	$272,215	$283,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$27,035	$0
Funding fee	$1,361	$1,361	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	5.830%	7.640%
1st payment	$1,605.10	$1,605.10	$1,962.90
2nd payment	$0.00	$267.53	$0.00
Taxes / mo	$186.92	$186.92	$186.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.70
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$2,052.02	$2,319.55	$2,466.51
Cash to close	$42,785	$15,750	$31,500