Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$66,554$66,554$413,910
Remaining term (yrs)14.114.130.0
Secondary amount$0$347,356$0
Funding fee$0$0$0
Note rate4.350%4.350%7.400%
Blended rate5.200%7.340%7.640%
1st payment$522.90$522.90$2,865.83
2nd payment$0.00$2,243.34$0.00
Taxes / mo$182.75$182.75$182.75
Insurance / mo$166.67$166.67$166.67
MI / mo$74.40$74.40$82.78
HOA / mo$23.00$23.00$23.00
Total monthly$969.72$3,213.06$3,321.03
Cash to close$393,346$45,990$45,990