Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$711,466$711,466$922,410
Remaining term (yrs)29.529.530.0
Secondary amount$0$210,944$0
Funding fee$3,557$3,557$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.470%7.640%
1st payment$4,328.25$4,328.25$6,386.58
2nd payment$0.00$1,362.35$0.00
Taxes / mo$386.58$386.58$386.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$184.48
HOA / mo$0.00$0.00$0.00
Total monthly$4,931.50$6,293.84$7,174.31
Cash to close$313,434$102,490$102,490