Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$475,576$475,576$480,600
Remaining term (yrs)26.426.430.0
Secondary amount$0$31,724$0
Funding fee$0$0$0
Note rate6.270%6.270%7.400%
Blended rate6.820%7.136%7.640%
1st payment$3,070.29$3,070.29$3,327.58
2nd payment$0.00$313.93$0.00
Taxes / mo$421.58$421.58$421.58
Insurance / mo$166.67$166.67$166.67
MI / mo$228.07$228.07$96.12
HOA / mo$53.00$53.00$53.00
Total monthly$3,939.61$4,253.54$4,064.95
Cash to close$58,424$26,700$53,400