Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$431,826	$431,826	$459,000
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$27,174	$0
Funding fee	$0	$0	$0
Note rate	7.060%	7.060%	7.400%
Blended rate	7.610%	7.692%	7.640%
1st payment	$2,957.46	$2,957.46	$3,178.02
2nd payment	$0.00	$203.81	$0.00
Taxes / mo	$211.58	$211.58	$211.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$202.51	$202.51	$91.80
HOA / mo	$12.00	$12.00	$12.00
Total monthly	$3,550.22	$3,754.03	$3,660.07
Cash to close	$78,174	$51,000	$51,000