Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,887$444,887$472,410
Remaining term (yrs)27.127.130.0
Secondary amount$0$27,523$0
Funding fee$2,224$2,224$0
Note rate7.620%7.620%7.400%
Blended rate7.620%7.700%7.640%
1st payment$3,233.05$3,233.05$3,270.87
2nd payment$0.00$206.42$0.00
Taxes / mo$170.17$170.17$170.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$232.00$232.00$232.00
Total monthly$3,801.88$4,008.30$3,934.19
Cash to close$80,013$52,490$52,490