Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,267$259,267$314,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$55,643$0
Funding fee$1,296$1,296$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.052%7.640%
1st payment$1,242.14$1,242.14$2,180.37
2nd payment$0.00$417.32$0.00
Taxes / mo$45.67$45.67$45.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$230.00$230.00$230.00
Total monthly$1,667.81$2,085.13$2,669.02
Cash to close$90,633$34,990$34,990