Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,719$184,719$359,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$174,381$0
Funding fee$924$924$0
Note rate3.020%3.020%7.400%
Blended rate3.020%5.438%7.640%
1st payment$902.43$902.43$2,486.34
2nd payment$0.00$1,162.54$0.00
Taxes / mo$280.92$280.92$280.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$250.00$250.00$250.00
Total monthly$1,583.35$2,745.89$3,239.07
Cash to close$214,281$39,900$39,900