Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,124	$141,124	$558,000
Remaining term (yrs)	15.9	15.9	30.0
Secondary amount	$0	$416,876	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	6.898%	7.640%
1st payment	$963.08	$963.08	$3,863.48
2nd payment	$0.00	$2,692.33	$0.00
Taxes / mo	$337.92	$337.92	$337.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$151.35	$151.35	$111.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,619.01	$4,311.34	$4,479.66
Cash to close	$478,876	$62,000	$62,000