Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,660$364,660$373,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$29,590$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.783%7.640%
1st payment$2,207.01$2,207.01$2,586.04
2nd payment$0.00$292.82$0.00
Taxes / mo$172.00$172.00$172.00
Insurance / mo$150.00$150.00$150.00
MI / mo$274.72$274.72$74.70
HOA / mo$60.00$60.00$60.00
Total monthly$2,863.73$3,156.55$3,042.74
Cash to close$50,340$20,750$41,500