Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,267$287,267$312,750
Remaining term (yrs)25.025.030.0
Secondary amount$0$25,483$0
Funding fee$1,436$1,436$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.397%7.640%
1st payment$1,341.28$1,341.28$2,165.42
2nd payment$0.00$191.12$0.00
Taxes / mo$159.83$159.83$159.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.55
HOA / mo$260.00$260.00$260.00
Total monthly$1,911.11$2,102.24$2,797.80
Cash to close$60,233$34,750$34,750