Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$353,398	$350,910
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,767	$0
Note rate	5.220%	7.400%
Blended rate	5.220%	7.640%
1st payment	$2,069.08	$2,429.63
2nd payment	$0.00	$0.00
Taxes / mo	$229.25	$229.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.18
HOA / mo	$65.00	$65.00
Total monthly	$2,513.33	$2,944.06
Cash to close	$36,502	$38,990