Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,260	$191,260	$269,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$77,840	$0
Funding fee	$0	$0	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	3.790%	5.297%	7.640%
1st payment	$924.29	$924.29	$1,863.19
2nd payment	$0.00	$583.80	$0.00
Taxes / mo	$79.58	$79.58	$79.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.49	$156.49	$53.82
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$1,415.36	$1,999.16	$2,251.60
Cash to close	$107,740	$29,900	$29,900