Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,710$334,710$449,910
Remaining term (yrs)27.827.830.0
Secondary amount$0$115,200$0
Funding fee$1,674$1,674$0
Note rate6.820%6.820%7.400%
Blended rate6.820%7.122%7.640%
1st payment$2,237.41$2,237.41$3,115.09
2nd payment$0.00$768.00$0.00
Taxes / mo$222.17$222.17$222.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$52.00$52.00$52.00
Total monthly$2,678.24$3,446.24$3,645.90
Cash to close$165,190$49,990$49,990