Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$240,022	$240,022	$455,400
Remaining term (yrs)	17.4	17.4	30.0
Secondary amount	$0	$215,378	$0
Funding fee	$1,200	$1,200	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	4.430%	6.000%	7.640%
1st payment	$1,644.69	$1,644.69	$3,153.10
2nd payment	$0.00	$1,390.98	$0.00
Taxes / mo	$266.92	$266.92	$266.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.08
HOA / mo	$87.00	$87.00	$87.00
Total monthly	$2,165.27	$3,556.25	$3,764.76
Cash to close	$265,978	$50,600	$50,600