Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$308,274	$308,274	$359,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$51,636	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	4.974%	7.640%
1st payment	$1,516.09	$1,516.09	$2,491.94
2nd payment	$0.00	$387.27	$0.00
Taxes / mo	$83.00	$83.00	$83.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$240.64	$240.64	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,989.73	$2,377.00	$2,796.93
Cash to close	$91,626	$39,990	$39,990