Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$656,168$656,168$733,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$77,332$0
Funding fee$3,281$3,281$0
Note rate4.820%4.820%7.400%
Blended rate4.820%5.261%7.640%
1st payment$3,681.12$3,681.12$5,078.61
2nd payment$0.00$579.99$0.00
Taxes / mo$594.92$594.92$594.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$58.00$58.00$58.00
Total monthly$4,550.71$5,130.70$6,094.89
Cash to close$158,832$81,500$81,500