Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,364$387,364$413,933
Remaining term (yrs)26.526.530.0
Secondary amount$0$26,568$0
Funding fee$1,937$1,937$0
Note rate6.540%6.540%7.400%
Blended rate6.540%6.698%7.640%
1st payment$2,560.97$2,560.97$2,865.99
2nd payment$0.00$199.26$0.00
Taxes / mo$334.25$334.25$334.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.79
HOA / mo$193.00$193.00$193.00
Total monthly$3,254.88$3,454.15$3,642.69
Cash to close$72,561$45,993$45,993