Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$289,957$289,957$305,999
Remaining term (yrs)24.924.930.0
Secondary amount$0$33,042$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.554%7.640%
1st payment$1,355.48$1,355.48$2,118.68
2nd payment$0.00$326.98$0.00
Taxes / mo$263.25$263.25$263.25
Insurance / mo$150.00$150.00$150.00
MI / mo$231.57$231.57$61.20
HOA / mo$200.00$200.00$200.00
Total monthly$2,200.30$2,527.28$2,793.13
Cash to close$50,042$17,000$34,000