Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$106,358$106,358$328,500
Remaining term (yrs)17.717.730.0
Secondary amount$0$222,142$0
Funding fee$0$0$0
Note rate4.190%4.190%7.400%
Blended rate5.040%6.873%7.640%
1st payment$706.43$706.43$2,274.47
2nd payment$0.00$1,434.66$0.00
Taxes / mo$125.25$125.25$125.25
Insurance / mo$150.00$150.00$150.00
MI / mo$102.45$102.45$65.70
HOA / mo$65.00$65.00$65.00
Total monthly$1,149.12$2,583.79$2,680.42
Cash to close$258,642$36,500$36,500