Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,800$152,800$445,491
Remaining term (yrs)19.519.530.0
Secondary amount$0$292,691$0
Funding fee$764$764$0
Note rate2.350%2.350%7.400%
Blended rate2.350%5.898%7.640%
1st payment$811.89$811.89$3,084.49
2nd payment$0.00$1,890.30$0.00
Taxes / mo$170.92$170.92$170.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$9.17$9.17$9.17
Total monthly$1,158.64$3,048.94$3,520.34
Cash to close$342,190$49,499$49,499