Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$453,108$453,108$490,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$37,392$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%6.820%7.640%
1st payment$2,812.95$2,812.95$3,396.12
2nd payment$0.00$280.44$0.00
Taxes / mo$229.33$229.33$229.33
Insurance / mo$166.67$166.67$166.67
MI / mo$212.98$212.98$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,421.93$3,702.36$3,890.22
Cash to close$91,892$54,500$54,500