Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,364$474,364$733,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$259,136$0
Funding fee$2,372$2,372$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.555%7.640%
1st payment$2,223.44$2,223.44$5,078.61
2nd payment$0.00$1,673.59$0.00
Taxes / mo$429.92$429.92$429.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$60.00$60.00$60.00
Total monthly$2,930.02$4,603.61$5,931.89
Cash to close$340,636$81,500$81,500