Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$483,572	$483,572	$742,499
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$258,927	$0
Funding fee	$2,418	$2,418	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	5.151%	7.640%
1st payment	$2,449.92	$2,449.92	$5,140.91
2nd payment	$0.00	$1,672.24	$0.00
Taxes / mo	$202.17	$202.17	$202.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,868.75	$4,540.99	$5,708.25
Cash to close	$341,427	$82,500	$82,500