Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$441,477$441,477$463,410
Remaining term (yrs)26.626.630.0
Secondary amount$0$47,678$0
Funding fee$0$0$0
Note rate6.340%6.340%7.400%
Blended rate6.890%7.376%7.640%
1st payment$2,859.28$2,859.28$3,208.56
2nd payment$0.00$471.81$0.00
Taxes / mo$454.92$454.92$454.92
Insurance / mo$166.67$166.67$166.67
MI / mo$210.83$210.83$92.68
HOA / mo$60.00$60.00$60.00
Total monthly$3,751.70$4,223.51$3,982.82
Cash to close$73,423$25,745$51,490