Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$207,261	$202,500
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$1,036	$0
Note rate	3.100%	7.400%
Blended rate	3.100%	7.640%
1st payment	$982.88	$1,402.07
2nd payment	$0.00	$0.00
Taxes / mo	$53.33	$53.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$40.50
HOA / mo	$193.00	$193.00
Total monthly	$1,379.22	$1,838.90
Cash to close	$17,739	$22,500