Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$289,223$289,223$369,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$79,777$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.948%7.640%
1st payment$1,371.60$1,371.60$2,554.88
2nd payment$0.00$598.33$0.00
Taxes / mo$324.00$324.00$324.00
Insurance / mo$150.00$150.00$150.00
MI / mo$231.03$231.03$73.80
HOA / mo$45.00$45.00$45.00
Total monthly$2,121.64$2,719.97$3,147.68
Cash to close$120,777$41,000$41,000