Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,674$447,674$467,999
Remaining term (yrs)25.925.930.0
Secondary amount$0$46,325$0
Funding fee$2,238$2,238$0
Note rate5.410%5.410%7.400%
Blended rate5.410%6.016%7.640%
1st payment$2,675.86$2,675.86$3,240.33
2nd payment$0.00$458.42$0.00
Taxes / mo$418.17$418.17$418.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$57.00$57.00$57.00
Total monthly$3,317.69$3,776.11$3,975.76
Cash to close$72,325$26,000$52,000