Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$256,674	$256,674	$269,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$28,231	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	5.699%	7.640%
1st payment	$1,358.72	$1,358.72	$1,868.80
2nd payment	$0.00	$279.37	$0.00
Taxes / mo	$272.75	$272.75	$272.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$197.52	$197.52	$53.98
HOA / mo	$257.00	$257.00	$257.00
Total monthly	$2,235.99	$2,515.35	$2,602.53
Cash to close	$43,226	$14,995	$29,990