Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$255,584	$255,584	$386,999
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$131,415	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	4.160%	5.464%	7.640%
1st payment	$1,296.17	$1,296.17	$2,679.50
2nd payment	$0.00	$876.10	$0.00
Taxes / mo	$328.83	$328.83	$328.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$209.37	$209.37	$77.40
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$2,064.37	$2,940.48	$3,315.74
Cash to close	$174,415	$43,000	$43,000