Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,066	$131,066	$170,100
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$39,034	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.932%	7.640%
1st payment	$612.70	$612.70	$1,177.74
2nd payment	$0.00	$292.75	$0.00
Taxes / mo	$30.58	$30.58	$30.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.67	$104.67	$34.02
HOA / mo	$279.00	$279.00	$279.00
Total monthly	$1,176.96	$1,469.71	$1,671.34
Cash to close	$57,934	$18,900	$18,900