Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,259$185,259$359,999
Remaining term (yrs)23.523.530.0
Secondary amount$0$174,741$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%6.096%7.640%
1st payment$955.36$955.36$2,492.56
2nd payment$0.00$1,164.94$0.00
Taxes / mo$136.83$136.83$136.83
Insurance / mo$150.00$150.00$150.00
MI / mo$151.64$151.64$72.00
HOA / mo$25.00$25.00$25.00
Total monthly$1,418.83$2,583.77$2,876.39
Cash to close$214,740$40,000$40,000