Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,817$243,817$396,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$152,183$0
Funding fee$1,219$1,219$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.854%7.640%
1st payment$1,166.44$1,166.44$2,741.82
2nd payment$0.00$1,014.55$0.00
Taxes / mo$161.08$161.08$161.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$54.00$54.00$54.00
Total monthly$1,531.52$2,546.08$3,186.11
Cash to close$196,183$44,000$44,000