Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,373	$239,373	$405,000
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$165,627	$0
Funding fee	$0	$0	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	4.550%	5.961%	7.640%
1st payment	$1,277.63	$1,277.63	$2,804.14
2nd payment	$0.00	$1,104.18	$0.00
Taxes / mo	$171.42	$171.42	$171.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.61	$196.61	$81.00
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,845.66	$2,949.84	$3,256.55
Cash to close	$210,627	$45,000	$45,000