Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$464,295$464,295$535,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$71,205$0
Funding fee$0$0$0
Note rate6.360%6.360%7.400%
Blended rate7.210%7.448%7.640%
1st payment$3,027.45$3,027.45$3,707.69
2nd payment$0.00$534.04$0.00
Taxes / mo$221.08$221.08$221.08
Insurance / mo$166.67$166.67$166.67
MI / mo$344.27$344.27$107.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,759.48$4,293.52$4,202.54
Cash to close$130,705$59,500$59,500