Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$443,677	$413,999
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,218	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$2,867.65	$2,866.45
2nd payment	$0.00	$0.00
Taxes / mo	$354.75	$354.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$82.80
HOA / mo	$52.00	$52.00
Total monthly	$3,441.07	$3,522.66
Cash to close	$16,322	$46,000