Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$478,649	$478,649	$481,500
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$29,601	$0
Funding fee	$2,393	$2,393	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.813%	7.640%
1st payment	$3,039.27	$3,039.27	$3,333.81
2nd payment	$0.00	$292.93	$0.00
Taxes / mo	$425.08	$425.08	$425.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$3,672.69	$3,965.62	$4,063.53
Cash to close	$56,351	$26,750	$53,500