Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$326,917$326,917$387,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$60,083$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.540%7.640%
1st payment$1,528.26$1,528.26$2,679.51
2nd payment$0.00$450.62$0.00
Taxes / mo$395.83$395.83$395.83
Insurance / mo$150.00$150.00$150.00
MI / mo$261.08$261.08$77.40
HOA / mo$118.00$118.00$118.00
Total monthly$2,453.18$2,903.80$3,420.74
Cash to close$103,083$43,000$43,000