Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,289$328,289$359,100
Remaining term (yrs)26.326.330.0
Secondary amount$0$30,811$0
Funding fee$0$0$0
Note rate6.360%6.360%7.400%
Blended rate7.210%7.364%7.640%
1st payment$2,140.62$2,140.62$2,486.34
2nd payment$0.00$231.08$0.00
Taxes / mo$149.00$149.00$149.00
Insurance / mo$150.00$150.00$150.00
MI / mo$243.43$243.43$71.82
HOA / mo$85.00$85.00$85.00
Total monthly$2,768.05$2,999.13$2,942.16
Cash to close$70,711$39,900$39,900