Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$354,028	$354,028	$360,000
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$25,972	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.315%	7.640%
1st payment	$2,310.39	$2,310.39	$2,492.57
2nd payment	$0.00	$257.01	$0.00
Taxes / mo	$174.33	$174.33	$174.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$168.76	$168.76	$72.00
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$2,913.49	$3,170.50	$2,998.90
Cash to close	$45,972	$20,000	$40,000