Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,073$353,073$449,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$96,027$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%6.759%7.640%
1st payment$2,093.40$2,093.40$3,109.48
2nd payment$0.00$720.20$0.00
Taxes / mo$187.58$187.58$187.58
Insurance / mo$166.67$166.67$166.67
MI / mo$267.03$267.03$89.82
HOA / mo$33.00$33.00$33.00
Total monthly$2,747.68$3,467.89$3,586.55
Cash to close$145,927$49,900$49,900