Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$356,613	$356,613	$400,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$43,887	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.121%	7.640%
1st payment	$2,309.65	$2,309.65	$2,772.98
2nd payment	$0.00	$329.16	$0.00
Taxes / mo	$299.67	$299.67	$299.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.31	$170.31	$80.10
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,014.62	$3,343.77	$3,387.75
Cash to close	$88,387	$44,500	$44,500