Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$293,369	$293,369	$584,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$290,731	$0
Funding fee	$1,467	$1,467	$0
Note rate	2.690%	2.690%	7.400%
Blended rate	2.690%	5.209%	7.640%
1st payment	$1,390.59	$1,390.59	$4,044.19
2nd payment	$0.00	$1,877.64	$0.00
Taxes / mo	$280.17	$280.17	$280.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.82
HOA / mo	$47.00	$47.00	$47.00
Total monthly	$1,884.42	$3,762.06	$4,654.84
Cash to close	$355,631	$64,900	$64,900