Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,978$175,978$279,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$103,022$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.483%7.640%
1st payment$874.55$874.55$1,931.74
2nd payment$0.00$686.81$0.00
Taxes / mo$70.08$70.08$70.08
Insurance / mo$150.00$150.00$150.00
MI / mo$143.97$143.97$55.80
HOA / mo$56.00$56.00$56.00
Total monthly$1,294.60$1,981.42$2,263.62
Cash to close$134,022$31,000$31,000