Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,628$256,628$288,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$31,372$0
Funding fee$1,283$1,283$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.743%7.640%
1st payment$1,217.00$1,217.00$1,994.05
2nd payment$0.00$235.29$0.00
Taxes / mo$59.00$59.00$59.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$230.00$230.00$230.00
Total monthly$1,656.00$1,891.29$2,490.65
Cash to close$63,372$32,000$32,000