Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$256,477	$256,477	$359,999
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$103,522	$0
Funding fee	$1,282	$1,282	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.210%	7.640%
1st payment	$1,190.83	$1,190.83	$2,492.56
2nd payment	$0.00	$690.15	$0.00
Taxes / mo	$129.50	$129.50	$129.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$1,525.33	$2,215.48	$2,899.06
Cash to close	$143,522	$40,000	$40,000