Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,979$146,979$198,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$51,021$0
Funding fee$735$735$0
Note rate3.060%3.060%7.400%
Blended rate3.060%4.591%7.640%
1st payment$706.31$706.31$1,370.91
2nd payment$0.00$382.66$0.00
Taxes / mo$70.92$70.92$70.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.60
HOA / mo$236.00$236.00$236.00
Total monthly$1,163.22$1,545.88$1,867.43
Cash to close$73,021$22,000$22,000